{"id":288,"date":"2026-05-14T23:58:36","date_gmt":"2026-05-14T23:58:36","guid":{"rendered":"https:\/\/landedmoney.ca\/?page_id=288"},"modified":"2026-05-15T16:05:58","modified_gmt":"2026-05-15T16:05:58","slug":"how-we-make-money","status":"publish","type":"page","link":"https:\/\/landedmoney.ca\/zh\/how-we-make-money\/","title":{"rendered":"\u6211\u5011\u5982\u4f55\u8cfa\u9322"},"content":{"rendered":"<style>\n  .lm-money {\n    --ink: #1a1410;\n    --cream: #f5efe4;\n    --paper: #ebe2cf;\n    --red: #b8332a;\n    --gold: #c8975b;\n    --jade: #4a6b5c;\n    --muted: #6b5d4e;\n    font-family: 'Inter Tight', sans-serif;\n    color: var(--ink);\n    line-height: 1.7;\n    max-width: 100%;\n    margin: 0;\n    padding: 0;\n  }\n\n  .lm-money * { box-sizing: border-box; }\n\n  \/* HERO *\/\n  .lm-money-hero {\n    max-width: 800px;\n    margin: 0 auto;\n    padding: 5rem 4vw 3rem;\n    text-align: center;\n  }\n\n  .lm-money-eyebrow {\n    font-size: 0.85rem;\n    text-transform: 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letter-spacing: -0.02em;\n  }\n\n  .lm-money-body strong {\n    color: var(--red);\n    font-weight: 600;\n  }\n\n  \/* HOW IT WORKS GRID *\/\n  .lm-how {\n    background: var(--paper);\n    padding: 4rem 4vw;\n    margin: 4rem 0;\n  }\n\n  .lm-how-inner {\n    max-width: 1000px;\n    margin: 0 auto;\n  }\n\n  .lm-how h2 {\n    font-family: 'Fraunces', serif;\n    font-size: 2rem;\n    font-weight: 600;\n    text-align: center;\n    margin: 0 0 1rem 0;\n    color: var(--ink);\n  }\n\n  .lm-how-sub {\n    text-align: center;\n    color: var(--muted);\n    margin-bottom: 3rem;\n    font-size: 1.1rem;\n  }\n\n  .lm-how-grid {\n    display: grid;\n    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));\n    gap: 1.5rem;\n  }\n\n  .lm-how-card {\n    background: var(--cream);\n    border-radius: 16px;\n    padding: 2rem;\n    border: 1px solid rgba(26,20,16,0.06);\n  }\n\n  .lm-how-num {\n    font-family: 'Fraunces', serif;\n    font-size: 2.5rem;\n    font-weight: 700;\n    color: var(--red);\n    line-height: 1;\n    margin-bottom: 1rem;\n    display: block;\n  }\n\n  .lm-how-card h3 {\n    font-family: 'Fraunces', serif;\n    font-size: 1.3rem;\n    font-weight: 600;\n    margin: 0 0 0.75rem 0;\n    color: var(--ink);\n  }\n\n  .lm-how-card p {\n    color: var(--muted);\n    font-size: 0.95rem;\n    line-height: 1.6;\n    margin: 0;\n  }\n\n  \/* COMMITMENTS *\/\n  .lm-commit {\n    max-width: 800px;\n    margin: 0 auto;\n    padding: 3rem 4vw;\n  }\n\n  .lm-commit h2 {\n    font-family: 'Fraunces', serif;\n    font-size: 2rem;\n    font-weight: 600;\n    margin: 0 0 2rem 0;\n    color: var(--ink);\n  }\n\n  .lm-commit-list {\n    list-style: none;\n    padding: 0;\n    margin: 0;\n  }\n\n  .lm-commit-list li {\n    display: flex;\n    gap: 1rem;\n    padding: 1.25rem 0;\n    border-bottom: 1px solid rgba(26,20,16,0.1);\n    font-size: 1.1rem;\n    align-items: flex-start;\n  }\n\n  .lm-commit-list li:last-child {\n    border-bottom: none;\n  }\n\n  .lm-commit-check {\n    flex-shrink: 0;\n    width: 28px;\n    height: 28px;\n    background: var(--red);\n    color: var(--cream);\n    border-radius: 50%;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    font-weight: 700;\n    font-size: 1rem;\n    margin-top: 2px;\n  }\n\n  \/* CALLOUT *\/\n  .lm-money-callout {\n    background: var(--paper);\n    border-left: 4px solid var(--red);\n    padding: 2rem;\n    margin: 2.5rem 0;\n    border-radius: 0 12px 12px 0;\n  }\n\n  .lm-money-callout p {\n    font-family: 'Fraunces', serif;\n    font-style: italic;\n    font-size: 1.2rem;\n    line-height: 1.5;\n    margin: 0;\n  }\n\n  \/* CTA *\/\n  .lm-money-cta {\n    max-width: 700px;\n    margin: 0 auto;\n    padding: 3rem 4vw 5rem;\n    text-align: center;\n  }\n\n  .lm-money-cta h2 {\n    font-family: 'Fraunces', serif;\n    font-size: 2rem;\n    font-weight: 600;\n    margin: 0 0 1rem 0;\n    color: var(--ink);\n  }\n\n  .lm-money-cta p {\n    color: var(--muted);\n    margin-bottom: 2rem;\n    font-size: 1.1rem;\n  }\n\n  .lm-btn {\n    display: inline-block;\n    padding: 1rem 2rem;\n    background: var(--ink);\n    color: var(--cream);\n    border-radius: 999px;\n    text-decoration: none;\n    font-weight: 600;\n    font-size: 0.95rem;\n    transition: all 0.2s;\n  }\n\n  .lm-btn:hover {\n    background: var(--red);\n    color: var(--cream);\n    transform: translateY(-2px);\n  }\n<\/style>\n\n<div class=\"lm-money\">\n\n  <!-- HERO -->\n  <section class=\"lm-money-hero\">\n    <div class=\"lm-money-eyebrow\">Transparency<\/div>\n    <h1>How I make <em>money<\/em> from this site.<\/h1>\n    <p class=\"lm-money-lede\">No hidden agenda. No fine print. Here&#8217;s exactly how this works \u2014 and why you can trust the recommendations.<\/p>\n  <\/section>\n\n  <!-- BODY -->\n  <section class=\"lm-money-body\">\n\n    <p>Our parents grew up not trusting institutions because so many of them were quietly extracting something on the side. Hidden fees. Sketchy commissions. Friendly tellers who turned out to be selling.<\/p>\n\n    <p>If I&#8217;m going to write a site asking immigrant families to trust me with money advice, the very least I owe you is total honesty about <strong>how I get paid<\/strong>.<\/p>\n\n    <p>So here it is, in plain language.<\/p>\n\n    <div class=\"lm-money-callout\">\n      <p>This site makes money through affiliate links. When you click a link to a product I recommend and sign up, the company pays me a small commission. You pay nothing extra. I never recommend something just because it pays \u2014 but you deserve to know the relationship exists.<\/p>\n    <\/div>\n\n  <\/section>\n\n  <!-- HOW IT WORKS -->\n  <section class=\"lm-how\">\n    <div class=\"lm-how-inner\">\n      <h2>How it actually works<\/h2>\n      <p class=\"lm-how-sub\">Three steps. That&#8217;s the whole thing.<\/p>\n\n      <div class=\"lm-how-grid\">\n\n        <div class=\"lm-how-card\">\n          <span class=\"lm-how-num\">01<\/span>\n          <h3>I write the article<\/h3>\n          <p>I research a topic \u2014 banking, credit cards, insurance, investing \u2014 and write what I&#8217;d tell my own family. I check the product myself, or I check it through the experience of people who use it. I include the pros AND the drawbacks.<\/p>\n        <\/div>\n\n        <div class=\"lm-how-card\">\n          <span class=\"lm-how-num\">02<\/span>\n          <h3>You click a link<\/h3>\n          <p>If something looks useful, you click the link to learn more or sign up. Your cost is the same as going directly to the company&#8217;s site \u2014 affiliate links never make products more expensive.<\/p>\n        <\/div>\n\n        <div class=\"lm-how-card\">\n          <span class=\"lm-how-num\">03<\/span>\n          <h3>The company pays me<\/h3>\n          <p>If you sign up, the company pays me a referral commission \u2014 usually somewhere between $25 and $200 depending on the product. This is what keeps the lights on so I can keep writing.<\/p>\n        <\/div>\n\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- BODY CONT -->\n  <section class=\"lm-money-body\">\n\n    <h2>Why some products and not others?<\/h2>\n\n    <p>I only write about products I would actually recommend to my own family. That&#8217;s the filter.<\/p>\n\n    <p>If a product is useful but doesn&#8217;t have an affiliate program, I&#8217;ll still tell you about it \u2014 there are mentions throughout the site of services where I get nothing for the referral. I&#8217;d rather give you the right answer than the paying answer.<\/p>\n\n    <p>If a product DOES have an affiliate program but I don&#8217;t think it&#8217;s worth it, I won&#8217;t write about it. There are plenty of high-commission products I&#8217;ve turned down because I wouldn&#8217;t put my mom in them.<\/p>\n\n    <h2>What this means for you<\/h2>\n\n    <p>It means the content stays free. No paywalls. No sponsored articles dressed up as opinions. No newsletter-only secrets.<\/p>\n\n    <p>It also means you should always do your own due diligence. I&#8217;m one person sharing one perspective. Read the product&#8217;s terms yourself. Compare to other reviews. Ask a licensed advisor for anything serious. <strong>My recommendation is a starting point, not a verdict.<\/strong><\/p>\n\n  <\/section>\n\n  <!-- COMMITMENTS -->\n  <section class=\"lm-commit\">\n    <h2>My promises to you<\/h2>\n    <ul class=\"lm-commit-list\">\n\n      <li>\n        <span class=\"lm-commit-check\" aria-hidden=\"true\">\u2713<\/span>\n        <span><strong>I will always disclose affiliate links.<\/strong> Every article that uses them will say so clearly \u2014 usually at the top and bottom.<\/span>\n      <\/li>\n\n      <li>\n        <span class=\"lm-commit-check\" aria-hidden=\"true\">\u2713<\/span>\n        <span><strong>I will never recommend a product I wouldn&#8217;t suggest to my own family.<\/strong> If I write about it positively, I stand behind it.<\/span>\n      <\/li>\n\n      <li>\n        <span class=\"lm-commit-check\" aria-hidden=\"true\">\u2713<\/span>\n        <span><strong>I will include drawbacks, not just upsides.<\/strong> Every honest review has a &#8220;but here&#8217;s what&#8217;s annoying about it&#8221; section.<\/span>\n      <\/li>\n\n      <li>\n        <span class=\"lm-commit-check\" aria-hidden=\"true\">\u2713<\/span>\n        <span><strong>I will not write sponsored content disguised as opinion.<\/strong> If a company ever pays me directly to write something, it will be labeled clearly as &#8220;Sponsored&#8221; and visually separated from regular articles.<\/span>\n      <\/li>\n\n      <li>\n        <span class=\"lm-commit-check\" aria-hidden=\"true\">\u2713<\/span>\n        <span><strong>I will tell you when I&#8217;m wrong.<\/strong> If a product I recommended changes or gets worse, I&#8217;ll update the article. Bad recommendations get retracted, not buried.<\/span>\n      <\/li>\n\n      <li>\n        <span class=\"lm-commit-check\" aria-hidden=\"true\">\u2713<\/span>\n        <span><strong>I will respect your inbox.<\/strong> The newsletter is one email a week. No spam. No selling your address. Unsubscribe with one click.<\/span>\n      <\/li>\n\n    <\/ul>\n  <\/section>\n\n  <!-- BODY CLOSE -->\n  <section class=\"lm-money-body\">\n\n    <h2>Questions about any of this?<\/h2>\n\n    <p>Email me directly: <strong>hello@landedmoney.ca<\/strong><\/p>\n\n    <p>If you ever read an article and feel like I was recommending something for the wrong reason, tell me. I&#8217;ll take it seriously. The whole point of this site is to be the resource our parents never had \u2014 and that only works if you can trust me.<\/p>\n\n  <\/section>\n\n  <!-- CTA -->\n  <section class=\"lm-money-cta\">\n    <h2>Ready to dig in?<\/h2>\n    <p>Now that you know how I make money \u2014 go read what I&#8217;ve actually written.<\/p>\n    <a href=\"\/zh\/\" class=\"lm-btn\">Back to the homepage \u2192<\/a>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Transparency How I make money from this site. No hidden agenda. No fine print. Here&#8217;s exactly how this works \u2014 and why you can trust the recommendations. Our parents grew up not trusting institutions because so many of them were quietly extracting something on the side. Hidden fees. Sketchy commissions. Friendly tellers who turned out&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-288","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Landed Money Makes Money \u2014 Transparent Affiliate Disclosure<\/title>\n<meta name=\"description\" content=\"No hidden agenda. No fine print. 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