{"id":290,"date":"2026-05-14T23:58:48","date_gmt":"2026-05-14T23:58:48","guid":{"rendered":"https:\/\/landedmoney.ca\/?page_id=290"},"modified":"2026-05-15T16:06:42","modified_gmt":"2026-05-15T16:06:42","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/landedmoney.ca\/zh\/disclaimer\/","title":{"rendered":"\u514d\u8cac\u8072\u660e"},"content":{"rendered":"<style>\n  .lm-legal {\n    --ink: #1a1410;\n    --cream: #f5efe4;\n    --paper: #ebe2cf;\n    --red: #b8332a;\n    --muted: #6b5d4e;\n    font-family: 'Inter Tight', sans-serif;\n    color: var(--ink);\n    line-height: 1.7;\n    max-width: 800px;\n    margin: 0 auto;\n    padding: 4rem 4vw 5rem;\n  }\n\n  .lm-legal-eyebrow {\n    font-size: 0.85rem;\n    text-transform: uppercase;\n    letter-spacing: 0.25em;\n    color: var(--red);\n    font-weight: 600;\n    margin-bottom: 1.5rem;\n  }\n\n  .lm-legal h1 {\n    font-family: 'Fraunces', serif;\n    font-size: clamp(2.2rem, 4vw, 3.2rem);\n    font-weight: 600;\n    line-height: 1.1;\n    letter-spacing: -0.02em;\n    margin: 0 0 1rem 0;\n    color: var(--ink);\n  }\n\n  .lm-legal-updated {\n    font-size: 0.9rem;\n    color: var(--muted);\n    font-style: italic;\n    margin-bottom: 3rem;\n  }\n\n  .lm-legal h2 {\n    font-family: 'Fraunces', serif;\n    font-size: 1.6rem;\n    font-weight: 600;\n    margin: 2.5rem 0 1rem 0;\n    color: var(--ink);\n  }\n\n  .lm-legal p {\n    font-size: 1.1rem;\n    margin: 0 0 1.5rem 0;\n    line-height: 1.75;\n  }\n\n  .lm-legal strong {\n    color: var(--red);\n    font-weight: 600;\n  }\n\n  .lm-legal-callout {\n    background: var(--paper);\n    border-left: 4px solid var(--red);\n    padding: 1.5rem 2rem;\n    margin: 2rem 0;\n    border-radius: 0 12px 12px 0;\n  }\n\n  .lm-legal-callout p {\n    margin: 0;\n    font-family: 'Fraunces', serif;\n    font-style: italic;\n    font-size: 1.1rem;\n  }\n<\/style>\n\n<div class=\"lm-legal\">\n\n  <div class=\"lm-legal-eyebrow\">\u5408\u6cd5\u7684<\/div>\n  <h1>\u514d\u8cac\u8072\u660e<\/h1>\n  <p class=\"lm-legal-updated\">Last updated: May 2026<\/p>\n\n  <div class=\"lm-legal-callout\">\n    <p>Everything on LandedMoney.ca is educational, not personal financial advice. I&#8217;m not a licensed professional. Please speak to one for your specific situation.<\/p>\n  <\/div>\n\n  <h2>Not financial or insurance advice<\/h2>\n  <p>Everything published on LandedMoney.ca is <strong>educational content<\/strong> based on personal research, lived family experience, and conversations with newcomers and immigrants navigating the Canadian financial system.<\/p>\n  <p>I am <strong>not<\/strong> a licensed financial advisor, insurance broker, mortgage agent, accountant, lawyer, or any other regulated financial professional. Nothing on this site should be taken as personalized advice for your specific situation.<\/p>\n\n  <h2>Speak to a licensed professional<\/h2>\n  <p>Before making any decision about your money \u2014 opening accounts, buying insurance, investing, filing taxes, taking on debt, sending money abroad, or anything else \u2014 please consult with a licensed professional who can review your full situation.<\/p>\n  <p>Your situation is unique. Your income, immigration status, family obligations, and goals matter. A generic article cannot account for any of that. A real advisor can.<\/p>\n\n  <h2>Affiliate disclosure<\/h2>\n  <p>Some links on LandedMoney.ca are <strong>affiliate links<\/strong>. If you sign up for a product or service through one of these links, I may earn a commission at no extra cost to you.<\/p>\n  <p>This does not influence which products I recommend. I only suggest products I would (or do) recommend to my own family and friends. I am not paid by any company to publish a specific opinion, and any product mentioned will be honestly reviewed \u2014 including its drawbacks.<\/p>\n  <p>For full details on how I make money from this site, please read the <a href=\"\/zh\/how-we-make-money\/\">\u6211\u5011\u5982\u4f55\u8cfa\u9322<\/a> page.<\/p>\n\n  <h2>Accuracy and currency of information<\/h2>\n  <p>I do my best to keep the information on this site current and accurate. However, Canadian financial rules, tax laws, contribution limits, interest rates, and product details change regularly.<\/p>\n  <p>Always check the most current information at <strong>canada.ca<\/strong>, the <strong>CRA<\/strong>, or directly with the provider before acting on anything you read here.<\/p>\n\n  <h2>No professional relationship<\/h2>\n  <p>Reading this site does not create any kind of advisor-client, lawyer-client, accountant-client, or fiduciary relationship between you and me.<\/p>\n\n  <h2>Third-party links<\/h2>\n  <p>This site contains links to third-party websites (banks, insurance providers, investment platforms, etc.). I am not responsible for the content, accuracy, privacy practices, or terms of those external sites. Visiting them is at your own discretion.<\/p>\n\n  <h2>Limitation of liability<\/h2>\n  <p>By using this website, you agree that LandedMoney.ca, its authors, and contributors are not liable for any decisions you make based on information found on this site. You are responsible for your own financial decisions.<\/p>\n\n  <h2>Questions?<\/h2>\n  <p>If you have questions about this disclaimer or anything on the site, please reach out via the <a href=\"\/zh\/contact\/\">Contact page<\/a>.<\/p>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Legal Disclaimer Last updated: May 2026 Everything on LandedMoney.ca is educational, not personal financial advice. I&#8217;m not a licensed professional. Please speak to one for your specific situation. Not financial or insurance advice Everything published on LandedMoney.ca is educational content based on personal research, lived family experience, and conversations with newcomers and immigrants navigating the&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-290","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Disclaimer \u2014 Landed Money<\/title>\n<meta name=\"description\" content=\"Landed Money provides educational content only, not personal financial advice. 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