{"id":3,"date":"2026-05-14T20:50:43","date_gmt":"2026-05-14T20:50:43","guid":{"rendered":"https:\/\/landedmoney.ca\/?page_id=3"},"modified":"2026-05-15T16:06:23","modified_gmt":"2026-05-15T16:06:23","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/landedmoney.ca\/zh\/privacy-policy\/","title":{"rendered":"\u96b1\u79c1\u6b0a\u653f\u7b56"},"content":{"rendered":"<style>\n  .lm-legal {\n    --ink: #1a1410;\n    --cream: #f5efe4;\n    --paper: #ebe2cf;\n    --red: #b8332a;\n    --muted: #6b5d4e;\n    font-family: 'Inter Tight', sans-serif;\n    color: var(--ink);\n    line-height: 1.7;\n    max-width: 900px;\n    margin: 0 auto;\n    padding: 4rem 4vw 5rem;\n  }\n\n  .lm-legal-eyebrow {\n    font-size: 0.85rem;\n    text-transform: uppercase;\n    letter-spacing: 0.25em;\n    color: var(--red);\n    font-weight: 600;\n    margin-bottom: 1.5rem;\n  }\n\n  .lm-legal h1 {\n    font-family: 'Fraunces', serif;\n    font-size: clamp(2.2rem, 4vw, 3.2rem);\n    font-weight: 600;\n    line-height: 1.1;\n    letter-spacing: -0.02em;\n    margin: 0 0 1rem 0;\n    color: var(--ink);\n  }\n\n  .lm-legal-updated {\n    font-size: 0.9rem;\n    color: var(--muted);\n    font-style: italic;\n    margin-bottom: 3rem;\n  }\n\n  .lm-legal h2 {\n    font-family: 'Fraunces', serif;\n    font-size: 1.6rem;\n    font-weight: 600;\n    margin: 2.5rem 0 1rem 0;\n    color: var(--ink);\n  }\n\n  .lm-legal p {\n    font-size: 1.1rem;\n    margin: 0 0 1.5rem 0;\n    line-height: 1.75;\n  }\n\n  .lm-legal strong {\n    color: var(--red);\n    font-weight: 600;\n  }\n\n  .lm-legal-callout {\n    background: var(--paper);\n    border-left: 4px solid var(--red);\n    padding: 1.5rem 2rem;\n    margin: 2rem 0;\n    border-radius: 0 12px 12px 0;\n  }\n\n  .lm-legal-callout p {\n    margin: 0;\n    font-family: 'Fraunces', serif;\n    font-style: italic;\n    font-size: 1.1rem;\n  }\n\n  .lm-legal ul {\n    margin: 0 0 1.5rem 1.5rem;\n    padding: 0;\n  }\n\n  .lm-legal li {\n    font-size: 1.05rem;\n    margin-bottom: 0.75rem;\n    line-height: 1.7;\n  }\n<\/style>\n\n<div class=\"lm-legal\">\n\n  <div class=\"lm-legal-eyebrow\">\u5408\u6cd5\u7684<\/div>\n  <h1>\u96b1\u79c1\u6b0a\u653f\u7b56<\/h1>\n  <p class=\"lm-legal-updated\">Last updated: May 2026<\/p>\n\n  <div class=\"lm-legal-callout\">\n    <p>The short version: I collect as little of your data as possible, I don&#8217;t sell anything, and I&#8217;ll always tell you if something changes. Questions? Email me anytime at hello@landedmoney.ca.<\/p>\n  <\/div>\n\n  <h2>Who I am<\/h2>\n  <p>LandedMoney.ca (&#8220;the site,&#8221; &#8220;I,&#8221; &#8220;me,&#8221; &#8220;we,&#8221; &#8220;us&#8221;) is an independent personal finance website focused on helping newcomers and immigrant families in Canada navigate the financial system.<\/p>\n  <p>Contact: <strong>hello@landedmoney.ca<\/strong><\/p>\n\n  <h2>What information I collect<\/h2>\n\n  <h3>Information you give me directly<\/h3>\n  <p>When you sign up for the newsletter, fill out the contact form, or otherwise reach out, you may give me:<\/p>\n  <ul>\n    <li>Your email address<\/li>\n    <li>Your name (optional)<\/li>\n    <li>The content of any messages you send<\/li>\n  <\/ul>\n\n  <h3>Information collected automatically<\/h3>\n  <p>When you visit the site, certain information is collected automatically through standard web technologies:<\/p>\n  <ul>\n    <li><strong>Analytics data<\/strong> \u2014 pages visited, time on site, approximate location (country\/city level), device type, browser type, referring site. I use this to understand what content is useful, not to identify you personally.<\/li>\n    <li><strong>Cookies<\/strong> \u2014 small text files stored on your device. I use cookies for site functionality, analytics, and (in some cases) to track affiliate link clicks.<\/li>\n    <li><strong>IP address<\/strong> \u2014 collected by hosting and analytics services. Used for spam prevention and aggregate analytics.<\/li>\n  <\/ul>\n\n  <h2>How I use your information<\/h2>\n  <p>I use the limited information I collect to:<\/p>\n  <ul>\n    <li>Send you the newsletter (only if you signed up)<\/li>\n    <li>Respond to questions and messages you send me<\/li>\n    <li>Understand which articles are useful so I can write better ones<\/li>\n    <li>Prevent spam and abuse<\/li>\n    <li>Comply with legal obligations if required<\/li>\n  <\/ul>\n\n  <h2>What I do NOT do<\/h2>\n  <p>I want to be very clear about this:<\/p>\n  <ul>\n    <li>I do <strong>not<\/strong> sell your data to anyone. Ever.<\/li>\n    <li>I do <strong>not<\/strong> share your email address with third parties.<\/li>\n    <li>I do <strong>not<\/strong> use your personal information for targeted advertising beyond standard analytics.<\/li>\n    <li>I do <strong>not<\/strong> store financial information (account numbers, SINs, etc.) on this site. Please never send that information to me.<\/li>\n  <\/ul>\n\n  <h2>Third-party services I use<\/h2>\n  <p>To run this site, I use a small number of trusted third-party services. Each has its own privacy policy:<\/p>\n  <ul>\n    <li><strong>Hostinger<\/strong> \u2014 hosting provider (handles server logs)<\/li>\n    <li><strong>Google Analytics or similar<\/strong> \u2014 to understand site traffic<\/li>\n    <li><strong>Email newsletter service<\/strong> (such as ConvertKit, Mailerlite, or similar) \u2014 to manage and send the newsletter<\/li>\n    <li><strong>Affiliate networks<\/strong> \u2014 when you click an affiliate link, the partner network may set a cookie to track the referral so I get credit for the recommendation<\/li>\n  <\/ul>\n\n  <h2>Cookies and tracking<\/h2>\n  <p>This site uses cookies to:<\/p>\n  <ul>\n    <li>Remember basic preferences (language selection, etc.)<\/li>\n    <li>Measure how the site is used (analytics)<\/li>\n    <li>Track affiliate referrals when you click a recommendation link<\/li>\n  <\/ul>\n  <p>You can disable cookies in your browser settings at any time. The site will still work, but some features may not function correctly.<\/p>\n\n  <h2>Affiliate links and disclosure<\/h2>\n  <p>Some links on this site are affiliate links. If you click one and sign up for a product, the company may share a small commission with me at no extra cost to you. They may also set a cookie on your browser to track that referral.<\/p>\n  <p>For full details on how I make money, please see the <a href=\"\/zh\/how-we-make-money\/\">\u6211\u5011\u5982\u4f55\u8cfa\u9322<\/a> page.<\/p>\n\n  <h2>Your rights<\/h2>\n  <p>Under Canadian privacy law (PIPEDA) and other applicable regulations, you have the right to:<\/p>\n  <ul>\n    <li>Know what information I have about you<\/li>\n    <li>Request a copy of your data<\/li>\n    <li>Ask me to correct or delete your information<\/li>\n    <li>Unsubscribe from the newsletter at any time (every email has an unsubscribe link)<\/li>\n    <li>Withdraw consent for any processing<\/li>\n  <\/ul>\n  <p>To exercise any of these rights, email <strong>hello@landedmoney.ca<\/strong>. I&#8217;ll respond within 30 days.<\/p>\n\n  <h2>Data retention<\/h2>\n  <p>I keep your information only as long as needed:<\/p>\n  <ul>\n    <li>Newsletter subscribers \u2014 until you unsubscribe<\/li>\n    <li>Contact form messages \u2014 typically deleted after our conversation ends<\/li>\n    <li>Analytics data \u2014 automatically anonymized or deleted after 14 months<\/li>\n  <\/ul>\n\n  <h2>Children&#8217;s privacy<\/h2>\n  <p>This site is not directed at anyone under 16. I do not knowingly collect personal information from children. If you believe a child has provided me with information, please contact <strong>hello@landedmoney.ca<\/strong> and I will delete it.<\/p>\n\n  <h2>International readers<\/h2>\n  <p>This site is operated from Canada. If you are visiting from outside Canada, please be aware that information collected may be processed in Canada, where data protection laws may differ from those in your country.<\/p>\n\n  <h2>Changes to this policy<\/h2>\n  <p>If I update this privacy policy, I&#8217;ll change the &#8220;Last updated&#8221; date at the top. Significant changes will be announced in the newsletter and on the site homepage for at least 30 days.<\/p>\n\n  <h2>\u63a5\u89f8<\/h2>\n  <p>Questions about privacy, your data, or this policy? Email me anytime:<\/p>\n  <p><strong>hello@landedmoney.ca<\/strong><\/p>\n  <p>I read every message and reply personally.<\/p>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Legal Privacy Policy Last updated: May 2026 The short version: I collect as little of your data as possible, I don&#8217;t sell anything, and I&#8217;ll always tell you if something changes. Questions? Email me anytime at hello@landedmoney.ca. Who I am LandedMoney.ca (&#8220;the site,&#8221; &#8220;I,&#8221; &#8220;me,&#8221; &#8220;we,&#8221; &#8220;us&#8221;) is an independent personal finance website focused on&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"inline_featured_image":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-3","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Privacy Policy \u2014 Landed Money<\/title>\n<meta name=\"description\" content=\"Landed Money collects as little of your data as possible. 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