How We Make Money

Transparency

How I make money from this site.

No hidden agenda. No fine print. Here’s exactly how this works — and why you can trust the recommendations.

Our parents grew up not trusting institutions because so many of them were quietly extracting something on the side. Hidden fees. Sketchy commissions. Friendly tellers who turned out to be selling.

If I’m going to write a site asking immigrant families to trust me with money advice, the very least I owe you is total honesty about how I get paid.

So here it is, in plain language.

This site makes money through affiliate links. When you click a link to a product I recommend and sign up, the company pays me a small commission. You pay nothing extra. I never recommend something just because it pays — but you deserve to know the relationship exists.

How it actually works

Three steps. That’s the whole thing.

01

I write the article

I research a topic — banking, credit cards, insurance, investing — and write what I’d tell my own family. I check the product myself, or I check it through the experience of people who use it. I include the pros AND the drawbacks.

02

You click a link

If something looks useful, you click the link to learn more or sign up. Your cost is the same as going directly to the company’s site — affiliate links never make products more expensive.

03

The company pays me

If you sign up, the company pays me a referral commission — usually somewhere between $25 and $200 depending on the product. This is what keeps the lights on so I can keep writing.

Why some products and not others?

I only write about products I would actually recommend to my own family. That’s the filter.

If a product is useful but doesn’t have an affiliate program, I’ll still tell you about it — there are mentions throughout the site of services where I get nothing for the referral. I’d rather give you the right answer than the paying answer.

If a product DOES have an affiliate program but I don’t think it’s worth it, I won’t write about it. There are plenty of high-commission products I’ve turned down because I wouldn’t put my mom in them.

What this means for you

It means the content stays free. No paywalls. No sponsored articles dressed up as opinions. No newsletter-only secrets.

It also means you should always do your own due diligence. I’m one person sharing one perspective. Read the product’s terms yourself. Compare to other reviews. Ask a licensed advisor for anything serious. My recommendation is a starting point, not a verdict.

My promises to you

  • I will always disclose affiliate links. Every article that uses them will say so clearly — usually at the top and bottom.
  • I will never recommend a product I wouldn’t suggest to my own family. If I write about it positively, I stand behind it.
  • I will include drawbacks, not just upsides. Every honest review has a “but here’s what’s annoying about it” section.
  • I will not write sponsored content disguised as opinion. If a company ever pays me directly to write something, it will be labeled clearly as “Sponsored” and visually separated from regular articles.
  • I will tell you when I’m wrong. If a product I recommended changes or gets worse, I’ll update the article. Bad recommendations get retracted, not buried.
  • I will respect your inbox. The newsletter is one email a week. No spam. No selling your address. Unsubscribe with one click.

Questions about any of this?

Email me directly: hello@landedmoney.ca

If you ever read an article and feel like I was recommending something for the wrong reason, tell me. I’ll take it seriously. The whole point of this site is to be the resource our parents never had — and that only works if you can trust me.

Ready to dig in?

Now that you know how I make money — go read what I’ve actually written.

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