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Reviewed: May 18, 2026Verified against official sources
FOR FAMILIES MOVING TO CANADA

How much do you really need to land in Canada?

IRCC’s minimum settlement funds aren’t enough. Here’s the real number.

Tell us about your family

Affects rent estimates and provincial health insurance gap.
1 adult
2 adults
3 adults
4 adults
None
1
2
3+
Not yet
Yes, confirmed
No job = we calculate 6 months runway. Confirmed = 3 months runway.
Renting our own place
AirBnB / short-term
With family/friends

YOUR ESTIMATED LANDING FUND

$0

in Canadian dollars, conservative estimate

Where this money goes

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Estimates are conservative starting points based on 2026 market data. Real costs vary by city, lifestyle, and circumstance. This is not financial advice — just a planning starting point.